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The payment plan offered by Cosmetic Smile Studio
Are you considering extensive, complex or cosmetic dental treatment, but are unsure about the best way to pay for it? If so, you might be interested in the payment plans we offer to fund your treatment.
How do I apply?
You will need to complete a simple, online credit application, which one of our staff can help you with. The information is transmitted to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.
How much can I borrow?
You can borrow between £350 and £50,000, subject to status. You must be over 21 to apply, and you must have lived in the UK for at least 3 years.
Do I have to pay a deposit?
A deposit may be required, and if you pay one, it reduces the amount you borrow. The amount is completely up to you but the typical amount could be 30% of the total. There are no fees for you to pay.
How much are the repayments?
Obviously, this will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.
Calculate for yourself the monthly repayments for your treatment by entering the cost in the Chrysalis calculator:
How do I make the repayments?
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.
When can I start the treatment?
Immediately – as soon as the credit agreement has been signed.
What if I decide that I don’t want the finance?
There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193, and the lender is Shawbrook Bank Plc.
“Dr Prashant Amin & Dr Ketan Kothary, trading as Cosmetic Smile Studio, is an Appointed Representative of Chrysalis Finance Limited, which is authorised by the Financial Conduct Authority to carry out the regulated activity of credit broking.”